Center for Responsible Lending's blog

Center for Responsible Lending's blog


Forced Arbitration Denies Consumers a Fair Hearing

Center for Responsible Lending
June 4, 2009

Consumers have the deck stacked against them when they are forced into mandatory arbitration by their credit card issuer or other financial services provider, an analysis by the Center for Responsible Lending confirms.

Many consumers don't even know that the contracts they sign for most credit cards, auto loans and other small loan products come with hidden clauses that require they use  arbitration rather than the courts if a complaint arises. A recent poll shows Americans believe they should have the right to pursue claims in court if they want.